Carmen is a pioneer staff and board member of Providentia Wealth Management Ltd. She co-leads the Fiduciary and Family Office Services team. In addition to working with clients on structuring, she oversees the on-going administration and accounting of client-related structures. Carmen has experience working with clients from Europe, Asia and Latin America with private and corporate trust structuring as well as family advisory services.

Prior to joining the organization in 2011, Carmen was a wealth planner at a European bank-owned trust company, assisting high net worth clients from Europe and Asia with their personal as well as corporate needs, and specializing in trusts for pre-IPO situations. Carmen also worked for global accounting firms Andersen and Ernst & Young and has more than 7 years of experience in both personal and corporate taxation. Her tax compliance and advisory portfolio of clients comprised private clients as well as large MNCs.

Carmen graduated with a Bachelor’s Degree in Accounting from Nanyang Technological University with a minor in Business Law. She has been involved in consultations initiated by the Monetary Authority of Singapore and the Inland Revenue Authority of Singapore relating to tax and trust regulations in Singapore.